How to keep track of several credit cards from different banks
The simplest way to keep track of several credit cards is one list that holds every card's statement date and due date, sorted by what is due next, with a reminder before each due date. Cardper is a free app for iPhone and Android that does exactly that for cards from any bank, without connecting to any of them.
A system that works
- Note each card's statement day and due day. They rarely change.
- Keep them in one place, not spread across each bank's app.
- Sort by the next due date, so the card to pay next is always first.
- Set a reminder a few days before each due date, early enough to move money if you need to.
- Group cards that belong together: personal, household, business.
How Cardper handles it
- Every card in one list, sorted by urgency, with a stripe that fills as each due date nears.
- Wallets keep personal, household and business cards apart. Free has one personal wallet; Pro adds as many as you need.
- Each wallet totals in its own currency, so nothing is converted behind your back. Several currencies need Pro.
- A reminder in the app before every due date. Pro sends them as push notifications, and before every statement closes too.
Free or Pro?
Free covers three cards, enough to see whether the system suits you. With more cards than that, Pro removes the limit.
Cardper at a glance
- What it is
- A free app for iPhone and Android that tracks credit card statement dates, due dates and payments.
- How it works
- You enter each card's statement day and due day once. Cardper works out every cycle from them and reminds you ahead of each due date.
- What it never does
- It connects to no bank, never asks for a full card number (the last four digits are optional) and moves no money.
- Where your data lives
- On your device. Encrypted cloud sync is optional and off until you turn it on.
- Account
- None needed. Sign in with Apple or Google only for sync.
- Free
- Three cards in one personal wallet, three built in due date reminders in the app and the Smart Spend ranking, with no time limit. Supported by ads.
- Pro
- Unlimited cards and wallets, push reminders at your own times, statement cut reminders, all currencies, cloud sync and no ads. Priced by the App Store and Google Play in your country.
- Languages
- English, Turkish, French and Spanish.
Questions
How many cards can I add?
Three in the free tier, and as many as you like with Pro.
Do the cards need to be from the same bank?
No. Cardper does not connect to any bank, so cards from any issuer sit in the same list.
Can I use it on more than one device?
Yes, with Pro and Cloud Sync. Sign in with the same Apple or Google account on each device and your cards follow you.
Try Cardper
Free on iOS and Android. Add your first card in under a minute.
