A credit card tracker that does not need your bank login
Cardper tracks credit card statement dates and due dates without connecting to any bank. It never asks for an online banking password or a full card number, and the last four digits are optional. Everything it shows comes from the dates and amounts you type in, and it stays on your device unless you turn on encrypted sync.
What Cardper asks for, and what it does not
| Asked for? | |
|---|---|
| Online banking username or password | Never |
| Full card number, expiry date or security code | Never |
| Last four digits of the card | Optional, to tell cards apart |
| Statement day and due day | Yes, once per card |
| Credit limit and statement amount | Optional, typed in by you |
| An account or email address | No. Only for sync, through Apple or Google |
What you trade for it
Without a bank connection, Cardper cannot see transactions or balances by itself. If you want to track a statement's amount, you type it in when the statement arrives. The dates are what keep you ahead, and those only need entering once.
How your data is kept
- Local first: your cards are stored on your device, and the app works offline.
- Cloud sync is off by default. When you turn it on, records are encrypted in transit and stored on secured infrastructure.
- An app lock with Face ID, Touch ID or a PIN keeps the app closed to anyone holding your unlocked phone.
- Delete your account in the app and every cloud copy goes with it.
Cardper at a glance
- What it is
- A free app for iPhone and Android that tracks credit card statement dates, due dates and payments.
- How it works
- You enter each card's statement day and due day once. Cardper works out every cycle from them and reminds you ahead of each due date.
- What it never does
- It connects to no bank, never asks for a full card number (the last four digits are optional) and moves no money.
- Where your data lives
- On your device. Encrypted cloud sync is optional and off until you turn it on.
- Account
- None needed. Sign in with Apple or Google only for sync.
- Free
- Three cards in one personal wallet, three built in due date reminders in the app and the Smart Spend ranking, with no time limit. Supported by ads.
- Pro
- Unlimited cards and wallets, push reminders at your own times, statement cut reminders, all currencies, cloud sync and no ads. Priced by the App Store and Google Play in your country.
- Languages
- English, Turkish, French and Spanish.
Questions
Why not connect to the bank?
A bank connection means giving a third party access to your accounts. Cardper only needs two dates per card to keep you ahead of every due date, so it asks for nothing more.
Can Cardper see my transactions?
No. It has no connection to any bank or card issuer, so it only knows what you type in.
Is Cardper made by a bank?
No. Cardper is an independent app made by Webyap, and it is not affiliated with any bank or card issuer.
Try Cardper
Free on iOS and Android. Add your first card in under a minute.
