cardper

Guides

An app to track credit card due dates

Updated 29 October 2026

Cardper is a free app for iPhone and Android that tracks the statement date and due date of every credit card you hold, from any bank, and reminds you before each one. You enter each card's statement day and due day once; from then on it rolls every cycle forward by itself and keeps the card that is due soonest at the top of the list. It does not connect to your bank and never asks for a card number.

What a due date tracker should do

Ways people keep track, compared

Every bank in one placeNeeds your bank loginDates move on by themselves
Calendar remindersYesNoOnly if set to repeat
Each bank's own appNo, one bank eachYesYes
A spreadsheetYesNoNo, you update it
CardperYesNoYes

How it works in Cardper

Cardper at a glance

What it is
A free app for iPhone and Android that tracks credit card statement dates, due dates and payments.
How it works
You enter each card's statement day and due day once. Cardper works out every cycle from them and reminds you ahead of each due date.
What it never does
It connects to no bank, never asks for a full card number (the last four digits are optional) and moves no money.
Where your data lives
On your device. Encrypted cloud sync is optional and off until you turn it on.
Account
None needed. Sign in with Apple or Google only for sync.
Free
Three cards in one personal wallet, three built in due date reminders in the app and the Smart Spend ranking, with no time limit. Supported by ads.
Pro
Unlimited cards and wallets, push reminders at your own times, statement cut reminders, all currencies, cloud sync and no ads. Priced by the App Store and Google Play in your country.
Languages
English, Turkish, French and Spanish.

Questions

Is Cardper free?

Yes. The free tier covers three cards in one personal wallet with three built in due date reminders in the app, and it has no time limit. Pro removes the limits.

Does it work with my bank?

It works with cards from any bank, because it does not connect to banks at all. You enter the dates from your statement and Cardper keeps track from there.

What if a due date falls on a weekend?

Some banks move a due date that lands on a weekend to the next business day. Cardper does the same by default, and you can turn it off for a card whose bank keeps the date on the statement.

Try Cardper

Free on iOS and Android. Add your first card in under a minute.

Download on the App StoreDownload on the App StoreGet it on Google Play